Affordable Plastic Surgery Financing Options in South Jersey

Key Insights

• You can qualify for 0% APR financing for up to six months with no interest, or extend payments up to 60 months at low fixed rates, depending on your credit history.
• Cosmetic procedures aren’t covered by health insurance, since they’re considered elective; reconstructive procedures may be covered, and that’s a conversation to have directly with your provider.
• A $500 deposit reserves your surgery date and is credited toward your final practice fee. It isn’t an added cost.
• Applying takes about 60 seconds, and checking your rate doesn’t affect your credit score.

William Franckle, MD, FACS is a board-certified plastic surgeon in South Jersey who offers cosmetic surgery financing, including 0% APR plans, CareCredit®, Alphaeon Credit, and Cherry, for breast augmentation, mommy makeovers, and other cosmetic procedures.

Considering cosmetic surgery? Unsure of the best way to finance your procedure?

Our team at William Franckle, MD, FACS can help you find the method that works best for your budget and goals. We accept multiple forms of payment, as well as flexible financing plans through an approved lender.

It’s our goal to make every step of your plastic surgery journey as transparent and stress-free as possible, including the payment.

Learn more about your options for affordable plastic surgery financing in New Jersey.

What Affects the Cost of Your Procedure?

Your total cost depends on the procedure itself, its complexity, and whether it’s combined with other treatments. The practice fee covers Dr. Franckle’s time, related office visits, and any necessary garments or implants. Anesthesia and Virtua Center for Surgery facility fees are billed separately by their respective providers. For example, breast implants in New Jersey typically run $6,500-$12,000, while a mommy makeover (which often combines a tummy tuck, breast work, and liposuction) generally runs $12,000-$17,000. Your consultation quote will reflect your specific goals, so these ranges are a starting point, not a promise.

Affordable Payment Options for Plastic Surgery

During your initial consultation with Dr. Franckle, he will curate a quote for your plastic surgery procedure.

Once you have met with Dr. Franckle, our patient care concierge will review your quote with you and help you determine the best payment options to fit your needs. We’ll work one-on-one with you to complete the application process and discuss any special offers that may be available at the time of your procedure.

You can choose from the following forms of payment:

• Cash or Check: Personal check, cashier’s check, or cash
• Credit Cards: Visa, MasterCard, Discover, or American Express
• Extended Payment Plans: See below

Can I Finance My Procedure?

Our New Jersey practice is proud to offer monthly payment plans for up to six months with no interest. You can also select an extended payment plan with low APR rates for up to 60 months. All plans are dependent on your credit history.

Our patient care concierge is dedicated to addressing your needs and will walk through your variety of financing options during the application process.

Financing Options for Easier Payments

Our Financing Partners: CareCredit® and Alphaeon Credit

It’s our goal to make financing your plastic surgery procedure simple. We work with reputable, well-known financing partners so you can find the plan that fits your budget, including CareCredit® and Alphaeon Credit.

CareCredit®

CareCredit® offers a healthcare credit card specifically designed to finance various medical procedures, including plastic surgery.

Through a simple three-step process, you can easily apply and gain instant approval. With CareCredit®, you can choose from a variety of plans, ranging from an interest-free plan for six months to a 60-month fixed-rate payment plan. You also won’t have to worry about annual fees or upfront costs. Since CareCredit® is dedicated to healthcare-related expenses not covered by medical insurance, you may be eligible for special financing that would not otherwise be available with a traditional credit card.

Apply for your CareCredit® card today to see if you qualify, with no impact on your credit score.

Apply Now

Alphaeon Credit

Alphaeon Credit also offers specialized financing for elective healthcare services, including plastic surgery.

With the Alphaeon Credit card, you’ll find a wide array of monthly payment options to help you reach your individual goals. Flexible in nature, the Alphaeon Credit card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you’ll likely find the Alphaeon Credit card is the better way to pay. With the Alphaeon Credit card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today, with no impact on your credit score, so you can focus on looking, feeling, and being your best.

Apply Now

Does Insurance Cover Cosmetic Surgery?

Generally, no. Cosmetic procedures like breast augmentation, tummy tucks, and facelifts are considered elective and aren’t covered by health insurance. Reconstructive procedures, such as breast reconstruction after mastectomy, may be covered depending on your plan and medical necessity. If you’re unsure which category your procedure falls into, our patient care concierge can help you understand your options during your consultation, and you can always confirm coverage details directly with your insurer.

Plastic Surgery Financing FAQs

Do you offer payment plans?

Yes. William Franckle, MD, FACS offers 0% APR plans for up to six months, extended low-APR plans up to 60 months, and financing through CareCredit®, Alphaeon Credit, and Cherry.

Is there financing for breast augmentation?

Yes. Breast augmentation and other breast procedures qualify for the same financing options as our other cosmetic procedures, including 0% APR plans and third-party lenders. Learn more about breast augmentation payment plans.

Does insurance cover it?

Cosmetic procedures generally aren’t covered by insurance, since they’re elective; reconstructive procedures may be, depending on your plan. See “Does Insurance Cover Cosmetic Surgery?” above.

How do I apply?

Meet with Dr. Franckle for a consultation to get your custom quote, then work with our patient care concierge to apply for CareCredit®, Alphaeon Credit, or Cherry. Most applications take about 60 seconds and won’t affect your credit score.

Is a deposit required to schedule a procedure?

Yes, a $500 deposit is required to reserve your surgery date with William Franckle, MD, FACS. Once this deposit is made, it won’t be an additional cost but rather an advance payment. The deposit will be credited towards the overall balance of your practice fee, effectively reducing the final amount due for your surgery.

What is included in the cost of my surgery?

The cost of your surgery includes the practice fee, which covers Dr. Franckle’s time, all related office visits, any necessary garments, and implants, if applicable. Please note that anesthesia and the Virtua Center for Surgery services will be billed separately. This means that while the practice fee encompasses several essential aspects of your surgery, other costs will be billed independently by their respective providers.

Can I make payments towards my procedure before it’s performed?

Yes, you can make payments towards your procedure before it is performed. It is possible to pay down the balance leading up to the day of your pre-op appointment to manage the costs more comfortably. However, it’s important to note that the final balance of the practice fee must be fully paid by the time of your pre-operative appointment.

Get Started Today With Your Financing

William Franckle, MD, FACS values your safety and comfort during all stages of your plastic surgery procedure.

Whether you are planning to pay for your cosmetic treatment with a direct payment like cash or check, or you would like to work with our patient care concierge to explore your financing and credit options, we’ll make sure you feel confident and informed.

Contact our office in Voorhees today at 856-619-7809 or fill out our online contact form to learn more about your plastic surgery payment options.